Your Sovereign Family

Your Wealth, Your Birth, Your Children

Tag: finance

How Bitcoin Can Give Your Family Financial Sovereignty
Why is the USD price of bitcoin going up forever, and how can this help you achieve family financial sovereignty and become a better parent? Give me a few minutes, and I’ll explain exactly why this is happening—even in July 2025, with Bitcoin at $118,000.

The Difficulties of the Modern Economy

Have you noticed how unaffordable the basics have become for young families over the past decade? A home in a major city—or even in the suburbs—is often out of reach for a single-income household.

But here’s the problem: a dual-income setup is deeply at odds with raising children, especially for families seeking sovereignty. You can’t be sovereign and raise happy, self-reliant children if both parents are gone all day. Kids need their parents present. The alternative many parents choose is to send their children to daycare and public school.

Babies and toddlers who spend their time in daycare have their hearts broken. And children in public school often have their souls and imaginations crushed.

So it becomes your responsibility to be there—to raise and educate your own children. But in today’s economy, how are you supposed to make that happen?

Having kids is life’s greatest pleasure and purpose. It’s easy enough to have them—but what’s hard is setting your family up to thrive financially.

In order to do this, you’ll have to break all the conventions.

As I explained in my “Bitcoin Investment Strategy” post, fiat currency is a rigged game you’re better off not playing—and today, there’s a way out.

Bitcoin For the Sovereign Family

Your boomer parents probably told you that owning a home is virtuous and financially wise. Of course they did—that’s how they beat inflation. But now they’re convinced, almost by default, that a house is an investment.

Take a look at the picture below. While the average home price in America has steadily risen, Bitcoin holders have seen their purchasing power grow far more dramatically.

After all, Bitcoin has a very low inflation rate and a very limited supply. That’s why a house cost hundreds of Bitcoin just nine years ago. But today, with Bitcoin at $118,000, you can buy the same house for less than 5 BTC. How much Bitcoin do you think you’ll need to buy that house in 2029?

When you invest in the traditional financial system and live a debt-based lifestyle, it can be hard to outpace inflation and save a substantial amount of money. You’re basically forced to gamble in the stock market just to keep your wealth from being eaten away by inflation.

But bitcoin has proven itself unequivocally as deflationary money and a powerful way to build wealth. Especially if you’re an early adopter, which you can still be in 2025, you can grow your wealth exponentially.

Bitcoin and Parenting

If you buy bitcoin with your fiat savings and grow your wealth, what will that mean for your family?

The modern Westerner is propagandized into believing that children are expensive, but the truth is that taxes are extremely high and the financial system is rigged. And that’s why everything’s getting so unaffordable.

The whole system is designed to steal from and demoralize us. But hold bitcoin for a few years, and you will become radically more optimistic about your future.

Check out this video by Forrest Hodl of “Bitcoin Not Crypto”. He talks about how bitcoin helped him imagine a world where things are actually getting cheaper, especially if you acquire bitcoin early.

Bitcoin gave him hope for the future, and “you have to have hope for the future to bring somebody into the world.”

Forrest creates a ton of quality content on Youtube, and his video, as well as my own experience, inspired this post.

Bitcoin and Housing

All of a sudden, your 5-figure nest egg has grown to 6 or even 7 figures, and you’re no longer trapped in a pit of debt. You might even be able to bypass the most common debt instrument, the mortgage, and buy a house in cash. Or at least you’ll be able to reduce your mortgage with a more substantial down payment.

Do you know how much a mortgage really costs? If you buy a $700,000 home in Canada, you’ll end up paying around $400,000 in interest over the life of the mortgage.

Mortgages are really expensive! But so is dropping $700,000 in cash to buy a house. You might be better off just renting, but that’s your decision to make.

The reason I mention housing is because this is the biggest expense that any family needs to work out. Your kids need a place to live. But if you grow your wealth exponentially with bitcoin, you’ll be able to relax and have as many kids as you want.

No more worrying about the cost of your beautiful children, and no more needing to forgo family formation altogether as a reaction to the rigged financial and tax system.

With bitcoin, you can focus on what matters, instead of agonizing over your investments and spending your whole life working without saving.

Your kids just want to exist and spend time with you, but this is threatened by high taxes and inflation. So I encourage you to study bitcoin and money, and make moves that will allow you to have kids and spend as much time with them as they need.

How To Have Your Sovereign Family

Bitcoin can ease your family’s financial stress and support financial sovereignty—an essential step toward true independence.

If you grew up with parents who were constantly stressed or preoccupied with money, you likely remember how deeply that affected your sense of well-being.

Today, with the cost of living soaring and household debt at record highs, financial sovereignty is more crucial than ever. If Bitcoin offers a solution to inflation and long-term wealth preservation, it can free you and your spouse to focus on the other vital aspects of family sovereignty—like health, education, and values.

Sovereignty Over Birth, Health, and Education

You can focus on how to be medically sovereign by doing your own research, especially about childbirth. You don’t need to blindly submit to the opinions and manipulations of medical professionals. It’s your family and you need to be able to make informed decisions on birth, health and wellness.

Read more on birth sovereignty here.

Once you have children, you can choose how to parent and educate them—rather than leaving it up to the State. It’s every parent’s nightmare to spend all day, five days a week, rushing kids off to school while working themselves to the bone, never seeing the results they need in order to truly thrive. The dual-income life is incredibly stressful and often joyless. Bitcoin fixes this.

You can take charge of your children’s education and actually enjoy more time with them—every single day.

And if you’re thriving financially, you won’t be so stressed that you snap at your children—or worse. You and your spouse can calmly define your parenting values and raise your children in a peaceful home, free from constant conflict. Bitcoin can free up your emotional bandwidth, allowing you to spend less time worrying about investing and more time focused on your children.

Money is our life’s energy—it’s stored time. When the government and financial system steadily erode its value, it pushes parents into survival mode. Bitcoin puts the power to save and build wealth back in your hands. By embracing Bitcoin, you take a vital step toward family financial sovereignty. If you put in the work to deeply understand it, you can reclaim your sovereignty—and raise happy, healthy children.

Next Steps
- Read this bitcoin security guide
- Download a wallet from this list
- Learn how to buy bitcoin anonymously
  - and send bitcoin privately
- Research bitcoin investment strategies and top bitcoin mistakes you need to avoid
If you’re ready to buy bitcoin, I recommend visiting a bitcoin ATM with limited-KYC near you (find one at coinatmradar.com, look for SMS verification only and use one of the SMS services I mentioned in this article) or buying from an exchange that respects your privacy. All exchanges require KYC verification to some extent, but some are better than others. Stay away from the big exchanges like Coinbase and Binance unless you want your data on the dark web and your privacy compromised forever.

If you’re in the USA, I generally recommend looking into River.com or Bitcoinwell.com, but in Canada and Europe (and Mexico and Costa Rica), Bull Bitcoin is the best exchange.

Bull Bitcoin is bitcoin only, so if somehow my article has convinced you to buy an altcoin, look elsewhere.

But if you want bitcoin, Bull offers many useful features:
- Best-in-class customer service – unlike most large exchanges, you get to speak to a real bitcoiner who can walk you through the process.
- Multiple ways to fund your account – Bank transfers, e-transfers, SEPA, or even buy with cash in-person at Canada Post.
- Lightning, Liquid and DCA – Save on fees and increase privacy with bitcoin buys and on lightning and liquid networks. You can even set up hourly, daily or weekly dollar-cost-average buys.
- Pay Bills with Bitcoin – You can sell bitcoin directly to any credit card, bank account, or bill payment invoice. Bull Bitcoin allows you to live on a Bitcoin Standard.
- Respect For Your Privacy – Bull Bitcoin never sells your personal information to governments or chain analysis companies.
If you’d like to make your first purchase on Bull Bitcoin, use my referral link to save 0.25% on all bitcoin buys, and help me get a small commission to stack a few extra sats.
July 13, 2025
Bitcoin Investment Strategy For the Sovereign Individual
Whether you’re a new or experienced bitcoin investor, you might be unsure about how to manage your bitcoin investment in 2025. Is the price going to explode, or has it already topped out?

Well, here’s 3 magic words for you to study, memorize and build your investment around:

It doesn’t matter.

I will make the argument for why this is true, how the experts are investing and what you can do to enjoy bitcoin’s maximum potential in the years to come.

Bitcoin’s Price Doesn’t Matter

Why would you buy bitcoin? For many people, it’s to accumulate more dollars, but the purpose is different for a sovereign individual. Sure, you want to increase your purchasing power and that’s why you need to hodl bitcoin in the first place. But it isn’t about maximizing your dollar profit.

Fiat currency is a lost cause. The dollar is going to zero — just like every other fiat currency that’s ever existed. This is inevitable when governments and central banks are in control of the money supply. Money printing, or inflation, is the process they use to maximize government revenue by devaluing your savings. They make savers poor in order to fund warfare, welfare and propaganda (i.e. public school education).

Look at this 1990s McDonald’s menu for example.

Today, everything on the menu is ~350% more expensive. Houses and cars are unaffordable for young families and household debt is at an unsustainable level — just so the average family can survive.

Bitcoin is how we stop the theft. When you hold bitcoin in self-custody, the government can’t steal it, through inflation or otherwise. So why would you care about the short term USD price of bitcoin?

Instead, you need to look at the medium to long term trend. Then you’ll see the reality — bitcoin is always going up.

Sure, you would benefit even more if you always bought the dips, but look at what happened in 2017 on this chart. Today, it looks like a tiny price bump, but back then, it was a 20x increase from $1000 to $20,000. If the price is going up forever, and short term action is inconsequential, then how should you invest in bitcoin?

Buy Early and Hodl

Imagine if someone convinced you to buy bitcoin back in 2017. They told you which wallet to download and how to buy it and you simply followed their lead. What would have happened?

You could have purchased some bitcoin in June for $2400 or at it’s December peak of ~$19,000. It would have hurt like hell if you bought the top and experienced a paper loss of over 80%, but bitcoin’s done incredibly well since then.

If you ever made a mistake and bought the top, all you’d have to do is keep buying, hold through the pain for 3 or 4 years, and you’d be golden. For example, 4 years after the $19,000 peak in 2017, the bitcoin price was around $50,000. And today, almost 8 years after the 2017 peak, 1 bitcoin is near its all time high at $108,000.

If you’re going to make a bitcoin investment in 2025, forget about the USD price for a few years. Think big. What do you think the price will be in 2029? Bitcoin is the most scarce resource that’s ever existed and soon enough, everyone is going to want some. What will that do to the price?

If you’re going to invest in bitcoin, just be patient and focus on the trend. If you’re thinking too short term, and you’re nervous about price action, remember this expression:

When in doubt, zoom out

Zoom out and look at the long term trend instead of what’s happening over days or weeks.

How the Experts Are Investing in Bitcoin

Way back in 2018, when the bitcoin price was $3500 USD, Bob Loukas released his first video on the bitcoin 4-year journey. He described the 4-year cycle, a common pattern observed in asset price action, especially bitcoin.

This cycle begins when bitcoin hits the bottom of a bear market. Price is low, and sentiment is poor. The last time this happened was in late 2022 when the price was sitting around $16,000 (75% down from the 2021 high of $65,000). Fear was high and sentiment was extremely negative. Some people even thought bitcoin was dead.

And yet, the USD price almost tripled in 2023, before reaching the unimaginable price of $100,000 in 2024.

That’s the way the 4-year cycle works.
- Year 1: Sentiment is low, many people think bitcoin is dead.
- Year 2: Sentiment and price gradually increase while investors accumulate cheap bitcoin.
- Year 3: The year of the bull market, which has historically resulted in a euphoria-driven blow off top.
- Year 4: A great bitcoin price decline of ~80%.
Most people do very poorly during their first or second 4-year cycle, but if you stay focused, you don’t have to make the same mistakes.

Bob Loukas usually buys a lot of bitcoin at the bottom and holds until year 3, as near to the blow off top as possible. Then he sells a portion of his holdings and tries to buy back even more at the next low. You can watch his first video for a more detailed explanation.

How Should You Manage Your Bitcoin Investment?

Do you want to follow Bob Loukas and try to maximize your bitcoin holdings by timing the 4-year cycle? Maybe this is the best strategy for you.

But some people, myself included, feel a little gross when exiting a bitcoin position for fiat. You end up with a large amount of cash in your bank account, and a massive capital gains tax bill. Perhaps you’re wealthier at the end of the day, but as a sovereign individual, you might prefer to just buy and hold forever.

Have you seen this Matrix bitcoin meme?

It’s a stone cold classic, and it illustrates a beautifully optimistic outlook on bitcoin’s future.

If fiat currency is going to 0 and bitcoin is going up forever, there will be a time in the future when you don’t have to sell your bitcoin for dollars. Bitcoin is the ultimate form of money, and everyone will be forced to accept it someday. Why would you sell? What if you accidentally mistime the market?

So don’t bother worrying about the price. Forget about charts and all the technical analysis noise on youtube. You can certainly try trading your way to bitcoin riches, but you don’t have to. When you hold fiat currency, you absolutely must gamble just to stay ahead of the constant pillage of inflation, but bitcoin is different.

With bitcoin, all you have to do is work, save and learn.

The Ultimate Bitcoin Investment Strategy

Ultimately, everyone has to choose how they invest, but holding bitcoin is a superpower for the sovereign individual.

So if you’d like to buy and hold bitcoin without the stress, consider this — just buy and hold and don’t worry about the price.

If the price goes down, buy some cheap bitcoin and if the price goes up, buy more anyway. Spend it too when you can. Buying goods and services with bitcoin is an amazing experience.

If you’d like to time the market, study Bob Loukas’ videos on youtube, but if you just want to buy, hold and learn, here’s what you need to do.
1. Download one of the top bitcoin wallets and buy a Coldcard hardware wallet to keep your holdings secure.
2. Buy some bitcoin privately from an atm or peer-to-peer exchange. Alternatively, buy bitcoin from a KYC exchange that respects your privacy.
3. Learn as much as you can about bitcoin and continue investing accordingly.
Take your time, stay calm and never invest emotionally. No FOMO or panic selling.

As a sovereign individual, understand that when you get into bitcoin, you are choosing to take full responsibility over your wealth. Take it seriously and free your wealth from its banking prison.

Next Steps
- Read this bitcoin security guide
- Download a wallet from this list
- Learn how to buy bitcoin anonymously
  - and send bitcoin privately
If you’re ready to buy bitcoin, I recommend visiting a bitcoin ATM with limited-KYC near you (find one at coinatmradar.com, look for SMS verification only and use one of the SMS services I mentioned in this article) or buying from an exchange that respects your privacy. All exchanges require KYC to some extent, but some are better than others. Stay away from the big exchanges like Coinbase and Binance unless you want your data on the dark web and your privacy compromised forever.

If you’re in the USA, I generally recommend looking into River.com or Bitcoinwell.com, but in Canada and Europe (and Mexico and Costa Rica), Bull Bitcoin is the best exchange.

Bull Bitcoin is bitcoin only, so if somehow my article has convinced you to buy an altcoin, look elsewhere.

But if you want bitcoin, Bull offers many useful features:
- Best-in-class customer service – unlike most large exchanges, you get to speak to a real human being.
- Multiple ways to fund your account – Bank transfers, e-transfers, SEPA, or even buy with cash in-person at Canada Post.
- Lightning, Liquid and DCA – Save on fees and increase privacy with bitcoin buys and on lightning and liquid networks. You can even set up hourly, daily or weekly dollar-cost-average buys.
- Pay Bills with Bitcoin – You can sell bitcoin directly to any credit card, bank account, or bill payment invoice. Bull Bitcoin allows you to live on a Bitcoin Standard.
- Respect For Your Privacy – Bull Bitcoin never sells your personal information to governments or chain analysis companies.
If you’d like to make your first purchase on Bull Bitcoin, use my referral link to save 0.25% on all bitcoin buys, and help me get a small commission to stack a few extra sats.
July 8, 2025
What Can You Buy With Bitcoin
Owning bitcoin is a superpower. Over time, it changes your mindset — and your financial reality.

Instead of watching your money lose value to inflation, you begin to see it grow. Hold bitcoin long enough, and you’re no longer just trying to get by — you’re building real, lasting wealth.

Bitcoin gives you the tools to thrive financially, with the kind of long-term growth fiat could never offer.

It’s also a giant middle finger to the banking system and the government’s fiat currency — systems that have quietly eroded people’s wealth for generations.

Bitcoin has a way of turning spendthrifts into radical savers. You start measuring your net worth in sats, not dollars. That new phone you bought in 2020? It sure seems like a rather expensive device when priced in bitcoin instead.

Just look at what happened to the COVID stimulus checks — what seemed like “free money” at the time could’ve become so much more if converted to Bitcoin and held.

Let’s say you bought bitcoin with your COVID stimulus money in April 2020. How much would that be worth today, just over 5 years later?

Well, look at that. An increase of 1500% in only 5 years. Bitcoin has performed this way for its entire history, and according to hardcore bitcoiners, it’s going up forever.

So if you’ve been investing your monthly surplus into Bitcoin, there may come a time when you want to enjoy the rewards of your foresight — without sacrificing the privacy you’ve worked hard to protect by buying anonymously and learning to transact privately.

Now the question is, what can you buy with bitcoin? And what’s the most efficient, and private way?

In this article, we’ll look at some of the best ways to spend bitcoin without KYC (no ID verification) and I will show you how many options you have in 2025.

Aqua Wallet’s New Dolphin Visa Card

Aqua Wallet is one of the best self-custody bitcoin wallets that exists today. You can save and spend bitcoin using a combination of on-chain, lightning and liquid.

On-chain bitcoin refers to transactions that are recorded directly on the Bitcoin blockchain — the public ledger that tracks all Bitcoin movements. This is a normal, “layer 1” bitcoin transaction. The transaction fees are typically higher than lightning/liquid, and transactions are much less private.

Lightning and liquid, known as “layer 2” bitcoin, are the best ways to spend bitcoin in 2025. They are cheaper and more private.

Aqua’s Dolphin Card is a prepaid Visa debit card that you can use for many online purchases.

It is a non-KYC way to spend your bitcoin, so none of your purchases will be tied to your name. For this, they charge a 1% fee for every transaction.

I’ve been waiting many years for something like this, and so far, I’m impressed.

Whenever I want to make a purchase, I will send bitcoin from my Coldcard hardware wallet to the Aqua Wallet to fund my Dolphin card, and use it for the majority of my online purchases.

Aqua’s Dolphin Card is still in beta, but soon it will be widely available, and there will even be a physical card for in-store purchases.

Unfortunately, some stores still don’t accept prepaid cards like this one, and it isn’t available in some countries so your mileage may vary.

But if you can use it, Aqua’s Dolphin Card is a fantastically private way to use your bitcoin for online purchases.

Bitrefill

Bitrefill is a very useful alternative to the Dolphin Card. You can buy anonymous gift cards for many of the biggest retailers in the world. Walmart, Amazon, Uber, Home Depot, AirBNB, Target, Safeway, Steam and many more. If you’re in the US, you can also buy a prepaid Visa gift card, similar to the Dolphin Card.

It’s the most popular way to spend bitcoin for good reason. You can buy gift cards to use anywhere in the world, and they accept both bitcoin and lightning.

Bitrefill is like buying gift cards for cash — cheap and private. You don’t even need to make an account or use an email address. And if you pay with lightning, you get your gift card code immediately.

All you have to do is choose the fiat value of the gift card you want to buy from Bitrefill.com and select between on-chain and lightning bitcoin.

Scan the QR code with a wallet like Aqua, Phoenix or Bull Bitcoin, send the payment, and you will receive the card immediately (with lightning), or once your bitcoin transaction has been confirmed (if you pay on-chain).

It’s so ridiculously easy. You might even start feeling angry about all your inefficient and restrictive past banking experiences.

This is why we buy and spend bitcoin — to free our wealth from the banking prison.

Spending Bitcoin Locally

Depending on where you live, you may be surprised to see how many local stores accept bitcoin. And why shouldn’t they accept the best form of money ever known to man?

Whether they hodl the bitcoin or immediately convert it to fiat, there’s absolutely no downside for them. It’s a great way to invite bitcoiners to their store.

If you’d like to find these businesses, visit btcmap.org. Here’s an example. I just opened the map and took a look at Central America.

And what the heck is going on in Costa Rica? So many businesses there accept bitcoin! That’s what happens when bitcoiners build a circular economy.

A bitcoin circular economy is a system where individuals and businesses earn, spend, and save in bitcoin without needing to convert it into traditional currencies. It promotes self-sustaining economic activity entirely within the bitcoin ecosystem.

In Costa Rica, a community-driven organization called The Bitcoin Jungle has been promoting the use of bitcoin by locals, tourists and expats. They are based in Costa Rica’s “Golden Triangle” which includes the towns of Uvita, Ojochal, Dominical and more.

This is a place where you can live entirely on The Bitcoin Standard.

Bitcoin circular economies will continue to grow as more people recognize its superiority over fiat currency.

Another example is Bitcoin Beach in El Salvador, one of the first circular economies. Even in Canada, adoption is growing — in Vancouver alone, over 90 businesses now accept bitcoin. Check the map to see how many businesses in your area accept bitcoin.

This is a grassroots movement, and you can be part of it. If you want a business to accept Bitcoin, just ask — you might be surprised by who says yes.

Tools for Digital Privacy – Paid with Bitcoin

While most major retailers still don’t accept Bitcoin, there are many products and services you can purchase directly with it. For the most part, these products and services are privacy-focused. These days, privacy-oriented companies seem to be among the few that respect their customers enough to accept bitcoin. Let me show you the products and services I use.
1. Mullvad VPN – Still the only VPN I’ve found that truly respects your anonymity — no account, no email, just an account number. Especially if you’re a bitcoiner, it’s essential to encrypt your internet usage and helpful to adopt an IP address from a different country. They accept both on-chain and Lightning Bitcoin payments.
2. Tuta Mail – This email service is very private, and they make it easy to pay with Bitcoin. They’ve partnered with proxysto.re to sell their premium service via gift card, which you can pay for directly with Bitcoin. This is the email provider we use for our website.
3. Cryptomator – Also available on proxysto.re, Cryptomator is software you should use to encrypt all personal documents on your computer. This way, if anyone gains access to your device, they won’t be able to see your sensitive personal information. Cryptomator is free on desktop, but you can support them by buying a license for their Android app. You can also use Veracrypt, a free service, to encrypt entire drives, external hard drives, or flash drives. K3tan’s written an excellent blog post on Cryptomator if you’d like to learn more.
4. Brax.me – This company, run by popular YouTuber Rob Braxman, accepts Bitcoin payments for various services like VPNs, email, and VOIP numbers. Their VOIP service is fantastic for receiving texts and making calls without KYC (Know Your Customer).
5. Sync.com (encrypted cloud storage) – You can ditch iCloud and Google Drive since they don’t respect your privacy. Sync isn’t quite as user-friendly as these big tech cloud storage options, but it uses end-to-end encryption and accepts Bitcoin for payment.
6. Silent.Link – Use this service to buy a no-KYC eSIM card for your phone. You can get data-only plans or options with a phone number for SMS. Silent.Link gives you access to data worldwide without handing over your personal information. Prices are as low as $1–$2 per GB.
7. Textverified – The OG SMS verification service where you can load your account with Bitcoin to get temporary phone numbers for all those invasive companies that require phone verification for registration.
8. Coldcard – Still the #1 hardware wallet you can buy and worth every satoshi. Coldcard’s Q and MK4 are both excellent, feature-rich options for storing your Bitcoin without ever touching an internet-connected device. The Q model is especially user-friendly thanks to its QR code reader and full QWERTY keyboard.
9. Start9 – If you dive deep enough into Bitcoin, you might want to run your own node. Start9 has developed an operating system that’s perfect for building a plug-and-play server. Their Server One and Server Pure are powerful computers that let you run a Bitcoin node, Lightning node, self-hosted cloud storage, and more.
10. Parmanode.com – @parman_the on Twitter sells a variety of Bitcoin privacy products, including nodes, signing devices (hardware wallets), and server computers built from new and refurbished laptops. One of the best features of his hardware wallets is their incredible discretion — it’s just a laptop!
Luxury Bitcoin Products

Once you hodl bitcoin long enough, you might feel like rewarding yourself some beautiful artisanal products. Here are my recommendations:
1. The Leather Mint – If you haven’t seen one of these wallets, you’re missing out. This store runs fully on the Bitcoin standard — you can only pay with Bitcoin (on-chain or Lightning). They craft stunning, luxurious leather goods including wallets, belts, Coldcard cases, and bracelets. Many of their wallets are made from high-end Cordovan leather, sourced from a small artisan tannery in Japan.
2. Art by Madex – The creative genius behind Bull Bitcoin’s branding and graphic design, Madex is a true master of his craft. He creates fine art and regalia necklaces, available through his store at madex.art or directly from him at Bitcoin conferences.
Conclusion

If you value privacy and understand Bitcoin, you can take a real step away from the traditional banking system. Sell your dollars, buy Bitcoin, hold it securely, and spend it privately. Done right, it can be almost as private as cash, and there are plenty of ways to spend it — just make sure you’re always buying or earning back more. It would be a shame to enjoy cool things at the expense of your future Bitcoin stack.

But remember, Bitcoin isn’t truly anonymous, and privacy can never be bulletproof. It’s pseudonymous, meaning your Bitcoin address can be linked to your real identity if you slip up. That’s why I usually recommend using the Lightning Network for most transactions — Lightning payments aren’t recorded on a public ledger forever, offering better privacy.

Even though bitcoin privacy is imperfect, traditional finance can be so much worse…

When you use your credit card online, you’re exposing yourself to identity theft. Plus, Visa and Mastercard track your every move and likely sell your data. Breaking free from the big tech and banking prison we’re all trapped in can earn you a great deal more personal freedom.

So buy Bitcoin privately, learn to secure it, spend it anonymously in various ways, and set your financial life free.

If you’re ready to buy bitcoin, I recommend visiting a bitcoin ATM with limited-KYC near you (find one at coinatmradar.com, look for SMS verification only and use one of the SMS services I mentioned in this article) or buying from an exchange that respects your privacy. All exchanges require KYC to some extent, but some are better than others. Stay away from the big exchanges like Coinbase and Binance unless you want your data on the dark web and your privacy compromised forever.

If you’re in the USA, I generally recommend looking into River.com or Bitcoinwell.com, but in Canada and Europe (and Mexico and Costa Rica), Bull Bitcoin is the best exchange.

Bull Bitcoin is bitcoin only, so if somehow my article has convinced you to buy an altcoin, look elsewhere.

But if you want bitcoin, Bull offers many useful features:
- Best-in-class customer service – unlike most large exchanges, you get to speak to a real human being.
- Multiple ways to fund your account – Bank transfers, e-transfers, SEPA, or even buy with cash in-person at Canada Post.
- Lightning, Liquid and DCA – Save on fees and increase privacy with bitcoin buys and on lightning and liquid networks. You can even set up hourly, daily or weekly dollar-cost-average buys.
- Pay Bills with Bitcoin – You can sell bitcoin directly to any credit card, bank account, or bill payment invoice. Bull Bitcoin allows you to live on a Bitcoin Standard.
- Respect For Your Privacy – Bull Bitcoin never sells your personal information to governments or chain analysis companies.
If you’d like to make your first purchase on Bull Bitcoin, use my referral link to save 0.25% on all bitcoin buys, and help me get a small commission to stack a few extra sats.
July 4, 2025
Bitcoin vs. Crypto For the Sovereign Individual
If you’ve read The Sovereign Individual by Davidson and Rees-Mogg, you know the power of a global digital currency. In 1997, they predicted a system like bitcoin, ushering in an era where the sovereign individual can control their wealth without permission.

Bitcoin lets you carry your money anywhere, free from the State’s grip — a true path to financial independence.

Newcomes to bitcoin might be swayed by other cryptocurrencies that we lovingly call “shitcoins,” but bitcoin is more than just a financial technology. It’s a moral crusade against centralized corruption.

Here’s why bitcoin, not shitcoins, is the best choice for the sovereign individual.

Bitcoin’s Moral Purpose: A Response to 2008

On January 3rd, 2009, Satoshi Nakamoto mined bitcoin’s genesis block embedding the following message:

“The Times 03/Jan/2009 Chancellor on Brink of Second Bailout for Banks.”

This quote referenced the 2008 financial crisis, where subprime mortgages, excessive debt and systemic corruption crashed the global economy. The U.S. government’s $700 billion TARP bailout, signed on October 3rd, 2008, saved banks while retail investors suffered.

The reality is that these banks, fueled by fiat currency, were able to commit huge financial crimes, and were bailed out instead of prosecuted.

Bitcoin was Satoshi’s answer to this corruption. It’s a decentralized currency that empowers the sovereign individual by offering an alternative to the rigged financial system.

What is a shitcoin? Bitcoin maximalists consider it to be any cryptocurrency that isn’t bitcoin, but more accurately, a shitcoin is a token without any real utility, that promises innovative technology, or funny memes, and huge gains.

Unlike shitcoins that fuel crypto speculation, bitcoin’s supply cap of 21 million ensures safety from predatory inflation, and it gives sovereign individuals the power to control their own wealth.

Try to withdraw a large amount of cash from your bank account, and you’ll face scrutiny.

Use bitcoin instead, and you can enjoy real financial freedom. Nobody can tell you what to do or make you reveal your financial plans.

National Debt and the Exodus of the Sovereign Individual

The 2008 crisis pushed the U.S. national debt to $10.3 trillion. By the end of 2025, it’s projected to near $40 trillion—a surge of 400%.

And what has all this money been used for? War, welfare and increased government overreach in just about every aspect of life.

That’s the importance of bitcoin’s moral purpose. You can take control of your wealth, enhance your financial freedom…

And at the same time, you can remove your money from the government’s tyrannical financial system.

They print fiat currency to fund their immoral social programs, steal from their citizens, and spread bombs and corruption all around the world. Every western government does it.

By holding bitcoin instead, you reject a corrupt financial structure that steals wealth through inflation.

The Shitcoin Trap: Speculation vs. Sovereignty

Since bitcoin’s creation, grifters, crooks and liars have flooded the market with shitcoins to take advantage of this new financial system.

These tokens, often centralized and volatile, mirror the reckless bets of 2008, luring the greedy into crypto speculation. This is the shitcoin trap.

Bitcoin, with its security, decentralization and moral clarity, isn’t about quick profits — it’s about empowering the sovereign individual with a reliable, alternative way to store and transfer value.

There is absolutely no reason to invest in shitcoins. Bitcoin has a market cap of only $2 trillion, and if it catches on, you won’t want to miss out.

Why Shitcoins Fail the Sovereign Individual: Losing to Bitcoin Every Time

Shitcoin investors have been in a losing position for the past several years. Check twitter and you’ll see their constant pining for the next “altcoin season,” and their next 100x, but this hasn’t happened since 2022.

Maybe there will never be another altcoin season. You never know, but let’s look at some charts to explain how badly they’ve been losing.

Take Ripple (XRP), for example, but this goes for almost all shitcoins in 2025. If you look at the USD chart, XRP is doing very well.

However, the BTC chart looks entirely different. The difference between these charts is almost comical. On the USD chart, XRP is only about 35% below its all time highs, and it looks like its investors are making bank.

But on the BTC chart below, the price is flatlined.

What a difference. This is the reality for most shitcoin investors in 2025. Only the lucky few are making gains against bitcoin.

Sovereign Individuals value their investments in bitcoin. Understand that if you aren’t beating BTC, you’re better off buying and holding bitcoin only.

Below is the chart for one more shitcoin. This one is called Solana, and while it’s doing better than XRP this year, it’s still a far cry from its all time high in late 2021.

Unless you get lucky, you will become wealthier in the long term if you go bitcoin only. It’s the one with the moral purpose, high security and network effect. Shitcoins can be fun if you enjoy gambling, but don’t let yourself be driven excessively by greed.

Bitcoin’s Decentralized Security vs. Shitcoin Vulnerabilities

One of bitcoin’s greatest features is its “immaculate conception,” which I also mention in my article on why to invest in bitcoin. Satoshi Nakamoto anonymously created bitcoin before disappearing forever in 2011.

Without a central figure, bitcoin’s development is completely decentralized. There is no one organization or individual that can be targeted to undermine bitcoin. Nor is there anyone around who can pull the rug out from under us by abandoning the project, selling all their coins and leaving us with a worthless token.

That’s why bitcoin is such an excellent investment. It’s resistant to change by malicious actors. Bitcoin’s price is volatile, but the network is stable by nature.

Bitcoin’s proven itself as a store of value since its conception in 2009, and has seen incredible average annual growth in USD terms of ~60% since 2017.

On the other hand, shitcoins almost always have a central figure or organization. This is a major attack vector and it’s bad for stability and trust.

Many shitcoins also have premines.

Premine: when a portion of a cryptocurrency’s total supply is created and distributed before the network is publicly launched.

For example, Ethereum’s premine awarded ~16% of the initial coins to The Ethereum Foundation and the developers.

Does this sound fair to you?

The Case of Ethereum’s DAO

Here’s another example of shitcoins going wrong. Back in 2016, a crowdfunded “robo-bank” was made using smart contracts on Ethereum. It was called DAO (Decentralized Autonomous Organization), and it was meant to allow a decentralized group of people to collaboratively decide how to invest money.

Well, someone eventually found a loophole in the smart contract and managed to drain $60 million worth of ETH from the DAO. The organization had raised $150 million, so this was very significant.

People thought DAO was a decentralized project, but after the hack, the Ethereum community, including its creator Vitalik Buterin, voted to reverse the hack by rolling back the blockchain.

This decision led to a split in the Ethereum community and resulted in yet another shitcoin called Ethereum Classic.

DAO’s unfortunate fate was a turning point in crypto. It made people realize that some of these “decentralized” cryptocurrencies or smart contracts could be controlled by centralized organizations. So they were not really decentralized.

This is not the case with bitcoin and nothing like that can ever happen. Bitcoin doesn’t have any sort of centralized community or foundation that’s capable of changing the network.

If you’re a sovereign individual and want to exit the fiat system into financial freedom, bitcoin is the best and only way.

How Bitcoin Empowers the Sovereign Individual

As a sovereign individual, you are responsible for your own finances. Governments, banks and centralized crypto communities shouldn’t be able to control or steal your wealth. In order to stay sovereign, you must consider the implications of centralization vs. decentralization.

Learn more about bitcoin’s value proposition, how it can help you achieve privacy and financial freedom and how it works before making any major decisions.

Bitcoin’s existence is the only thing that empowers us to take total control over our wealth, and for that reason, it behooves you to study it further.

Let’s look at some steps you can take to get started.

Practical Steps for the Sovereign Individual to Adopt Bitcoin

There are many things you can do to explore bitcoin before getting heavily invested. In fact, you shouldn’t make any significant investment before you thoroughly understand what you’re getting yourself into.

The best way to start learning is by reading and doing. Read a book like The Bitcoin Standard and then you can just start trying out some of the tools.

Download a wallet, buy your first bitcoin, and learn how to send transactions privately. You have to see how it works and how it feels to use bitcoin.

Do the work, and only then can you even consider investing. You can contact me if you need any guidance.

The Future of Bitcoin for the Sovereign Individual

The Sovereign Individual book described the future (our present), and accurately predicted the rise of bitcoin and the trend of location independence.

You are no longer trapped inside any particular border, where you have to tolerate being taxed at ridiculous rates. That doesn’t mean you have to leave your home country, but you have options.

Frankly, if bitcoin didn’t exist, this level of freedom wouldn’t be possible. Sure, you could start an online business or get a remote job, but sovereign individuals must be able to control their wealth. No banks, no money printing madness and no withdrawal restrictions.

It’s time to break your money out of prison and be free.

Best Bitcoin Exchange in Canada and Europe

If you’re in the USA, I generally recommend looking into River.com or Bitcoinwell.com, but in Canada and Europe (and Mexico and Costa Rica), Bull Bitcoin is the best exchange.

Bull Bitcoin is bitcoin only, so if somehow my article has convinced you to buy a shitcoin, look elsewhere.

But if you want bitcoin, Bull offers many useful features:
- Best-in-class customer service – unlike most large exchanges, you get to speak to a real human being.
- Multiple ways to fund your account – Bank transfers, e-transfers, SEPA, or even buy with cash in-person at Canada Post.
- Lightning, Liquid and DCA – Save on fees and increase privacy with bitcoin buys and on lightning and liquid networks. You can even set up hourly, daily or weekly dollar-cost-average buys.
- Pay Bills with Bitcoin – You can sell bitcoin directly to any credit card, bank account, or bill payment invoice. Bull Bitcoin allows you to live on a Bitcoin Standard.
- Respect For Your Privacy – Bull Bitcoin never sells your personal information to governments or chain analysis companies.
If you’d like to make your first purchase on Bull Bitcoin, use my referral link to save 0.25% on all bitcoin buys, and help me get a small commission to stack a few extra sats.
June 27, 2025
Coinbase or Binance For Buying Bitcoin and Crypto

If you’re getting into bitcoin for the first time, you might be wondering if you should use Coinbase or Binance exchanges. I’d imagine that you’ve spent quite some time on Google, trying to find the most essential information.

What’s the best bitcoin/crypto wallet?

How should you buy bitcoin?

How does it work, and why are there 100 million different coins on coinmarketcap?

So, you go to Google, search “Where should I buy bitcoin?” and the beast of crypto immediately shows up at the top of page #1.

Is Coinbase Any Good?

Apparently, Coinbase is the most trusted cryptocurrency exchange. They are so legit, in fact, that they are the only crypto company listed on the S&P 500.

Wait a minute, does that make them more trustworthy, or less? Do you really want to buy bitcoin from a giant tech company?

How’s their privacy policy and security? Do they lock down your KYC data in a secret vault?

Problems With Coinbase

No, Coinbase customer service reps were successfully targeted in a social engineering attack as recently as May 2025. The hackers got customer’s full names, photo ID, physical addresses, transaction histories and wallet balances. That’s so dangerous!

If you’re a Coinbase customer, you’ve likely received several scam calls. It’s been a recurring issue for several years, and this data leak will certainly make it worse.

Big tech companies like Coinbase will often set up their customer service departments overseas to maximize profits at the expense of their customers.

If your crypto gets frozen while in Coinbase custody, good luck getting a quick response from customer service. Good. Luck. It is a supremely stressful experience to lose access to your own money, especially when you can’t get a proper response from a real human being.

Remember: Not your keys, not your coins!

Let me tell you about an experience I recently had with Coinbase Commerce.

I needed to subscribe to a keyword research tool to improve Your Sovereign Family’s SEO. As usual, I searched for a service that accepts payment in bitcoin, or in this case, crypto. This particular SEO Tool company accepts crypto using Coinbase Commerce.

I was surprised when I went to pay and I saw that I couldn’t pay directly to a bitcoin address. Instead I had to connect a wallet like Brave Wallet or Metamask (multi-coin wallets).

I thought, “Okay, I guess I’ll just get one of these wallets then and get this over with.”

Then I saw that Coinbase Commerce wasn’t even allowing me to pay with bitcoin. I was forced to use ethereum!

This is the kind of BS you have to put up with when dealing with Coinbase.

What About Binance?

Binance was founded in China in 2017, and is currently the most used crypto exchange in the world.

Like Coinbase, Binance also takes custody of your bitcoin/crypto. You can withdraw to your own wallet, but by default, they control your coins.

If you look into the reputation of their customer service, you’ll find many stories of people having their funds frozen, and trying to navigate through chat bots and useless customer service reps to try to correct the issue.

Fortunately, this Binance user from the above Reddit post was able to regain access to his money. With great relief, he reminded everyone to keep their crypto out of exchanges whenever possible.

Most users of Binance and Coinbase will never have their funds frozen, but when you trust your money with third parties like Coinbase, Binance, or a big bank, they have the ability to freeze your money.

In The Age of Bitcoin, why would any of us be willing to put up with this? This is bitcoin! You only have to download a wallet, buy btc directly into self-custody, and you become a financial sovereign. Nobody can freeze your funds or close your account.

Bitcoin, used properly, is pure financial freedom.

Cash Out of Coinbase

Coinbase and Binance are two of the most popular exchanges for new bitcoiners, but there are better options out there.

Take a look at this list of the most trusted crypto exchanges. Notice that Binance and Coinbase are in the top 5. Consider this list the “Top 50 Cryptocurrency Exchanges to Avoid at ALL COSTS!”

Bitcoin is an incredibly powerful tool for freedom — a beautiful gift for sovereign individuals and families.

But only if you’re smart about how you use it.

If you’ve never used Coinbase before, good. But if you’re a current customer, it’s time to cash out from Coinbase and all companies like Coinbase so you can take control of your own wealth.

When you buy bitcoin on Coinbase, they keep records of all your transactions and bitcoin addresses. They sell this information to governments and chain analysis firms, so you have to take the necessary steps to clean your coins of identifying information.

How to Get Your Coins Off Coinbase

This is very important if you care about your anonymity, so let’s look at your options for fixing this mess while staying invested in bitcoin.

Sell It All and Buy It Back Privately

The best course of action here, is to just sell all your cryptocurrency on Coinbase and withdraw the cash to your bank account. Keep in mind that this could leave you with a huge tax bill if you’ve made significant gains. If you can’t afford to sell your bitcoin and crypto, the next option will be for you.

If it makes sense for you to sell and cash out, you’ll now have a bunch of trashy fiat in your bank account. What now?

Buy bitcoin from an ATM, or a company that respects your privacy. There are several options that are better than Coinbase. They have superior customer service, they don’t sell scammy altcoins, and they encourage self-custody.

Most importantly, they don’t sell your KYC information.

My top recommendation for Canadians and Europeans is Bull Bitcoin. They are incredibly feature rich, and they have best-in-class customer service who will actually put in the time to guide you through the process.

Use my Bull Bitcoin referral link for 0.25% off your bitcoin purchases. I will receive a small commission.

If you’re in the US, I recommend River or Bitcoin Well. Check them out and see which you prefer. As long as you always take self-custody of your bitcoin, you can’t go wrong with either.

Coinjoin and Layer Hopping

If you can’t afford to sell your bitcoin due to massive gains — first off, congratulations. There is still an effective option for you take back your privacy.

You need to break the connection between your name and your bitcoin addresses so that you can have forward privacy, and the best ways to do that are coinjoins or swaps into lightning.

A coinjoin is a collaborative bitcoin transaction, where all participants combine their chunks of bitcoin (utxo) together to obscure the link between addresses and identities. It can effectively anonymize your UTXO, but the process is very expensive.

You need to run your own bitcoin node, or download wasabi wallet to do a coinjoin. This is a more advanced privacy technique, but very effective, so it’s worth exploring.

Another option is layer hopping, which refers to swapping from bitcoin to lightning, and then back. This method is cheap and easy, but not necessarily as private. Still, it should provide some privacy if you need to withdraw your bitcoin from an exchange like Coinbase or Binance.

Summary: Coinbase vs. Binance

In the battle of Coinbase vs. Binance, choose neither. These companies and other major exchanges are very harmful to bitcoin privacy, have awful customer service, and they have the ability to freeze your coins on a whim. If you want to be sovereign, you need to avoid them at all costs.

They are very convenient, and the majority of bitcoin buyers will gravitate to them, but that’s only because they don’t know about the vastly superior alternatives.

Either that, or they’re degenerate altcoin gamblers. Or perhaps they aren’t willing to take on the responsibility that comes with self-custody.

But if you’re reading this blog, you aspire to be sovereign, and bitcoin self-custody is a powerful tool for financial freedom, location independence and privacy.

Don’t make the mistake of using Coinbase or Binance.

June 26, 2025
Why Invest in Bitcoin: Is it a Good Idea in 2025?
Bitcoin. What is it, and what are some of the most common questions and concerns? I am going to provide some answers in this article so you can decide if you should invest in bitcoin in 2025.

Bitcoin and cryptocurrency is a complicated and confusing topic, especially because of the sheer volume of noise on the internet.

The reality is that most curious bitcoin newbies end up finding all the wrong information. They end up gambling, and making common, frustrating mistakes that lose them money.

So let’s get on with it. These common and essential bitcoin questions should put you on the right path.

Before we begin, take note of this rule:

Do your own research on bitcoin and cryptocurrency, and invest accordingly. Take responsibility and don’t let other people tell you what to do with your money. I will provide some basic information, but ultimately, it’s your decision to make.

What Is Bitcoin?

Bitcoin is decentralized digital money and a payment network — very simple answer. But what makes it money, and why is it a very special form of money?

Well, to answer that question, we need to look at how well bitcoin possesses the characteristics of money.
1. Durability – It’s easy to preserve and difficult to destroy. Bitcoin is digital and so it doesn’t decay.
2. Portability – Bitcoin is infinitely portable because it has no physical form. You can hold bitcoin on your phone, computer or hardware wallet. You can even write it down a piece of paper!
3. Fungibility – Each unit of money must be interchangeable with any other unit. For example, all $100 bills are equal. In some ways, gold coins are less fungible than dollars, because scratches and blemishes can decrease their value. Bitcoin, like dollars, are highly fungible.
4. Divisibility – Bitcoin is the absolute King of divisibility. It can be broken down into 100 million units. The smallest unit of bitcoin is called a satoshi, or a sat.
5. Acceptability – Bitcoin isn’t the best at acceptability in 2025. In America, you can buy anything with the Dollar, but bitcoin isn’t widely accepted, and so it isn’t often used as a medium of exchange. However, bitcoin’s acceptability is trending upward.
6. Scarcity – Unlike the Dollar, which can be printed by the Federal Reserve on demand, bitcoin has a very predictable supply schedule, and it is one of the most scarce resources known to man. There will only ever be a maximum of 21 million bitcoins. Nobody controls its inflation and nobody can print it to infinity. So when you hold bitcoin, its value will actually increase over time rather than decrease.
Why Bitcoin Matters

As you can see, bitcoin has the characteristics of money, and besides acceptability, it is often considered to be the ultimate form of money.

Anyone can buy and sell bitcoin, 24/7/365. It is permissionless. It is fair. No government, organization or corporation can change the rules to their benefit and our disadvantage.

Bitcoin is limited in supply but limitless in its possibility. What other form of money is as fair, just, portable and useful? In The Age of Bitcoin, it is as easy to send and receive money as it is to send an email.

In the video below, Michael Saylor describes how bitcoin is the only asset that can’t be taken from you. It is money that you can take to your grave.

Bitcoin is something you can truly own. It’s a bearer asset, meaning that ownership is determined by physical possession. Since bitcoin isn’t a physical asset, and it isn’t controlled by banks or governments, it is the cheapest and easiest way to keep total control of your wealth.

In many ways, it is the only way to keep total control of your wealth. Everything else can be taken from you. Your bank account can be frozen, your gold bar can be stolen, and your house can be repossessed or taken by eminent domain.

Why Invest in Cryptocurrency and Bitcoin?

Can you see now why you, as a sovereign individual, may want to own bitcoin? It is unconfiscatable, private, easy to hide, and deflationary.

Deflationary – “associated with or tending to cause decreases in consumer prices or increases in the purchasing power of money.”

Since the supply is so limited, bitcoin’s purchasing power increases over time as its demand increases. Imagine that. Unlike dollars or euros in the bank, bitcoin actually increases in value over time.

So if you invest in bitcoin, you don’t have to gamble in the stock market just so you can barely beat inflation. You can just hold bitcoin, and watch your wealth grow over time — especially if you buy it before it thoroughly catches on.

This is one of the great Satoshi Nakamoto quotes from the early days. That’s bitcoin’s creator and there are many interesting quotes worth reading here.

What’s the Best Cryptocurrency to Buy Today?

If you’ve looked around on the internet, checked coinmarketcap.com or been on “Crypto Twitter,” you must have noticed just how many cryptocurrencies exist. How do you decide which one to buy?

The bitcoin maximalists argue that bitcoin is the only crypto worth buying and that other cryptos are akin to gambling.

Proponents of alternative cryptocurrencies (altcoins) want you to believe that bitcoin is old technology. It is slow, and it isn’t suited to a modern economy. It is the “MySpace” of crypto.

The Arguments For Bitcoin-Only

Let’s look at some of the main arguments of the Bitcoin Maximalists:
1. Bitcoin is the one, true cryptocurrency – Bitcoin is better due to its first mover advantage, security, decentralization and “immaculate conception.” This refers to the mysterious origin of bitcoin’s creator Satoshi Nakamoto. Satoshi did humanity a great service by creating bitcoin before disappearing forever. Now, there is no central figure that can be manipulated or forced to make changes to bitcoin in service of governments and central bankers.
2. Fixed Supply – Bitcoin will only ever have 21 million coins. For reasons beyond the scope of this article, this supply cap is unchangeable. It means that bitcoin can never be inflated against its users’ interests. Read this article by River for more information.
3. Network Effect – Bitcoin has the largest user base, the most mining power, and, by far, the largest market cap. According to bitcoin maximalists, money is winner-take-all, and bitcoin is way further ahead than any other crypto.
4. Bitcoin Knows What it is – Bitcoin is the best money ever created, and it isn’t trying to be anything else. Altcoins are supposed to be technically superior and more feature rich, but bitcoin solves the problem of fiat currency, and it does so exceedingly well.
The Arguments For Alternative Cryptocurrencies

Now let’s look at the arguments of those that bitcoiners lovingly call “shitcoiners”
1. More Innovative – Altcoins can be used for financial transactions just like bitcoin, but they also offer innovations such as smart contracts and faster transactions.
2. Scalability – Many altcoins claim to handle more transactions per second than bitcoin, and so they can be used by more of the global population.
3. Diversification – Altcoins offer a way for investors to diversify and possibly outperform simple, boring, old bitcoin.
There’s plenty of opportunity in Crypto to invest in a variety of exciting coins, memes and technologies, but they don’t often (or ever) live up to expectations.

For example, ethereum is supposed to be a global computer, but it hasn’t provided much of a use case beyond being a casino for memecoins and NFTs.

Point #2, scalability, hasn’t been a problem on bitcoin since the popularization of lightning, and altcoins have historically underperformed bitcoin by a lot, so it’s been a terrible strategy for diversification.

You can watch this video by Bitcoin University for more on scalability.

In summary, you need to do your own research, but it would be prudent to exercise caution before following the hype into an altcoin investment.

Bitcoin is the standard in cryptocurrency. It’s been around since 2009, and I think that once you download a wallet, buy your first bitcoin and start sending and receiving transactions, you will be thoroughly satisfied.

Anyway, if you decide to move forward and invest in bitcoin, the next question is obvious and the answer is not always clear.

How Much Should You Invest in Bitcoin?

This is a very personal question that you need to answer yourself. Some people invest a small percentage of their wealth into bitcoin, while others go 100% all-in. They think that bitcoin’s value proposition speaks for itself, and the price history has proven their thesis.

These people who go all-in want to be positioned for hyperbitcoinization — the time when bitcoin becomes the global dominant money. They think this is inevitable. Do you? Or are you still figuring out what you believe about bitcoin?

Many people tell new bitcoiners to only invest what they’re willing to lose.

Other experienced bitcoiners suggest that bitcoin is a vehicle for savings, and recommend the complete opposite, like this tweet by Rajat Soni.

My advice is to do your research and invest accordingly. Whatever you do, make sure you’re able to sleep well at night.

To get started, download a wallet, buy bitcoin anonymously, learn how to send bitcoin, and study the best money the world has ever known.

I recommend that you stay away from large exchanges like Coinbase, but there are some excellent alternatives for you to check out.

Best Bitcoin Exchange in Canada and Europe

If you’re in the USA, I generally recommend looking into River.com or Bitcoinwell.com, but in Canada and Europe (and Mexico and Costa Rica), Bull Bitcoin is the best exchange.

Bull Bitcoin is bitcoin only, so if somehow my article has convinced you to buy an altcoin, look elsewhere.

But if you want bitcoin, Bull offers many useful features:
- Best-in-class customer service – unlike most large exchanges, you get to speak to a real human being.
- Multiple ways to fund your account – Bank transfers, e-transfers, SEPA, or even buy with cash in-person at Canada Post.
- Lightning, Liquid and DCA – Save on fees and increase privacy with bitcoin buys and on lightning and liquid networks. You can even set up hourly, daily or weekly dollar-cost-average buys.
- Pay Bills with Bitcoin – You can sell bitcoin directly to any credit card, bank account, or bill payment invoice. Bull Bitcoin allows you to live on a Bitcoin Standard.
- Respect For Your Privacy – Bull Bitcoin never sells your personal information to governments or chain analysis companies.
If you’d like to make your first purchase on Bull Bitcoin, use my referral link to save 0.25% on all bitcoin buys, and help me get a small commission to stack a few extra sats.
June 24, 2025
How Bitcoin Can Help You Achieve Privacy and Financial Sovereignty
The financial system is rigged. Money printing and high taxes are forced on us to prevent us from getting rich and our finances are completely tracked and traced. Financial sovereignty is impossible in the banking system.

Banking and investing is the opposite of financial freedom for most people. Our financial life should be private, and our money shouldn’t be printed and controlled by powerful bankers.

Since 2009, when The Bitcoin White Paper was first released, bitcoin has made financial sovereignty possible for everyone on Earth.

If you haven’t yet taken advantage of this innovation, now is the time. In this article, I will explain why bitcoin privacy matters, why full anonymity is impossible, and what you must learn so that you can take full advantage.

Why You Should Use Bitcoin Anonymously

Bitcoin lacks privacy by default. The Bitcoin network records all transactions on a public, transparent blockchain.

Bitcoin is, in fact, pseudonymous. You use a bitcoin address as a sort of identity, and you need to put in some work to avoid linking your address to your real name.

We’ve already discussed that you can buy bitcoin anonymously and hold it in a wallet on your own device. However, sending bitcoin risks exposing your wallet balance and transaction history to recipients, governments and criminals. Here’s the problem with this:

Once you lose your bitcoin anonymity, there is no going back!

Exchanges like Coinbase permanently link your wallet address to your name, and you can only reclaim your privacy by selling your entire stack.

But if you sell all your bitcoin, you could miss out on a once in a lifetime wealth transfer. If bitcoin catches on widely, you’re not going to want to miss out on this explosive growth.

You can also try to break the links to your real identity with a coinjoin. That is a type of bitcoin transaction where multiple people join their chunks of bitcoin together to obscure the links between addresses and identities.

Coinjoin is an option and it’s something you can look into, but it can be quite expensive.

So the best thing to do, is to start buying, selling, saving and sending your bitcoin anonymously from the beginning.

Why Bitcoin Privacy Matters

The entire financial system opposes your privacy and freedom to transact as you choose.

They want to link your financial actions to your identity so that governments can tax you properly. They want to make your bitcoin experiences difficult and invasive so that you give up and stick to their rigged financial system. Using bitcoin anonymously is the last thing they want for you.

Criminals and scammers also don’t want you to be able to buy and sell bitcoin without ID, because they highly value your personal information. Cryptocurrency crime is a multi-billion dollar industry, and they can’t profit from your pain when you use bitcoin anonymously.

Are you with me? You hurt yourself and enrich criminals when you disregard your privacy by using Coinbase to buy and sell bitcoin. Instead, buy bitcoin anonymously to stay untraceable and financially independent.

If you aren’t careful, you’ll actually become less private by using bitcoin than by keeping all your wealth in the bank’s hands.

But if you keep your money in fiat currency, you will certainly lose. You’ll have to do like everyone else and gamble in the stock market so you can keep up with inflation.

That’s the challenge for the sovereign family in the age of digital finance — you must be wealthy and maintain your financial privacy in order to be free.

Let’s see what you need to learn and do so that you and your family can enjoy bitcoin’s full benefit.

Master Bitcoin

Sadly, greed is the main driver of most people who get into bitcoin and cryptocurrency. They aim to buy the “right crypto” — the memecoin that’s expected to 100x in 2025. But memecoins are gambling, and bitcoin isn’t about getting rich. It’s about financial freedom.

Here are the REAL reasons you need to study bitcoin in 2025.

Yes, bitcoin’s price will likely rise, multiplying your wealth. Perhaps you will become rich in the process, but if you let greed guide you, your finances will suffer. You might make mistakes. You might forget passphrases and lose coins permanently. Or maybe you will gamble on a “shitcoin” and lose your shirt. I get it — it can be very tempting to chase the massive gains.

But in the long term, they all trend toward 0 against bitcoin.

Look at this chart, for example. Ripple (XRP) has been hyped up for years, and still it under performs bitcoin by a lot.

There is so much noise in the cryptocurrency space, but as a leader of a sovereign family, it’s your job to sort through the hype to find the signal.

You have to learn how bitcoin works and how experts use it so that you can become a power user.

Let’s look at the top bitcoin topics that you need to study so that you can make the best decisions.

Bitcoin Basics

First, you need to learn the essentials. Download a wallet. Buy some bitcoin, and try sending some transactions. Ask some questions about bitcoin such as what is it and who controls it? What is the blockchain and how does it work? Why should you even bother buying bitcoin? What are the most common mistakes people make?

You need to do your research and invest accordingly. You will have problems if you rush into it without a full understanding.

Look out for my next article on these topics.

Next, master these key principles:
1. Not your keys, not your coins. Avoid storing your bitcoin with third party custodians like Coinbase. Many new bitcoiners trade control and responsibility for convenience. Many people have lost bitcoin when exchanges fail or go bankrupt.
2. Always use fresh addresses for advanced Bitcoin privacy. Bitcoin’s blockchain is public, and every transaction is recorded forever. Reusing addresses links all transactions to it, revealing your balance and transaction history to anyone who analyzes the blockchain.
3. Bitcoin only. Bitcoin’s the standard. In the long-run all cryptocurrencies trend toward 0 against BTC. Many of them are also pump-and-dumps that take advantage of peoples’ ignorance and greed. Ignore the hype.
4. HODL for the long-term. Bitcoin is an highly volatile asset. Navigate its price discovery phase by thinking long-term. When in doubt, zoom out.
5. Practice Bitcoin. Receive transactions. Send transactions. Test your backups. You’re way more likely to make a catastrophic mistake if you over-invest in bitcoin and never practice using it.
6. Back up your recovery seed carefully. Your list of 12 or 24 words are the keys to your bitcoin. The #1 way people lose their bitcoin is by failing to properly write down or store their seed. Also, NEVER enter your recovery seed anywhere online.
Whatever you do, make sure you can sleep well at night. Your bitcoin and recovery seed backup shouldn’t stress you out.

Advanced Bitcoin Concepts for Power Users

You can learn advanced bitcoin concepts as you go. These are tools and ideas that are essential for you to optimize your bitcoin experience.

You need to become a power user in order to use bitcoin anonymously, avoid scams, and future proof your stack.

The first concept we will explore is coin control.

Coin Control

Also known as “UTXO Management”, coin control is essential for privacy, transaction fee management and organization.

A UTXO (unspent transaction output) is a chunk of bitcoin in your wallet that hasn’t been spent yet.

Think of it like cash in your wallet — say, $20 from a friend, and $50 from a job. Each amount is a separate UTXO, recorded on Bitcoin’s blockchain and tied to a different public address.

When you spend bitcoin, your wallet selects one or more UTXOs to cover the cost. So if you pay $30 for dinner, your wallet would select the $50 UTXO. It would send $30 to the restaurant and $20 would go back to you as a new UTXO (like change).

If dinner costs $60 instead, your wallet uses both UTXOs. The restaurant gets a UTXO worth $60, and $10 returns to you as a new UTXO.

What if you don’t want those UTXOs to be mixed together because one of them came from a KYC exchange and the other was from an ATM?

That’s where coin control comes in.

You can use coin control to improve your privacy by keeping chunks of bitcoin separate in your wallet.

Bitcoin wallets like Sparrow and Nunchuk allow you to manually select which UTXOs to send in a bitcoin transaction. That’s how you can segregate your KYC and non-KYC coins.

This image shows the coin control feature on Sparrow wallet. You can choose which UTXO(s) to spend when you send bitcoin.

Coin control is also necessary for managing transaction fees. A transaction fee is required to send bitcoin, and the fee depends on how many UTXOs you are sending.

The rule of thumb is that you should keep your long term bitcoin holdings organized into UTXOs of 0.01 bitcoin or higher. That way, when transaction fees are high, you won’t be priced out of sending your bitcoin.

You can’t reasonably spend a $100 UTXO when transaction fees are $50. But the calculation is different if your UTXO is worth $1000 or $10,000 instead.

Coin control and UTXO management are absolutely necessary for future proofing your stack. It’s also a requirement if you are trying to use bitcoin anonymously.

Using Lightning For Anonymous Transactions

Bitcoin lightning is another way to transact in bitcoin that’s cheaper and more private by default.

You can send and receive lightning without having to think about coin control.

A good lightning wallet is another tool of the bitcoin power user, and definitely one to familiarize yourself with.

Running a Bitcoin Node

Node running is the ultimate sign of the bitcoin power user. A bitcoin node is a computer that’s used to verify the blockchain and broadcast transactions to the bitcoin network.

They allow you to trust the bitcoin blockchain directly without relying on third parties.

To run a node, you have to download the bitcoin software and download the blockchain (~670 GB right now). Then, you connect your wallet to your own node.

There are some excellent plug-and-play bitcoin nodes on the market such as Start9’s Server One. I will explain this further in a future article.

Coin control, lightning and nodes. The bitcoin rabbit hole runs deep, and you have to jump in if you want to be a sovereign individual.

Summary

Are you satisfied with the modern system, or would you prefer to experience more financial sovereignty?

How do you feel about withdrawal limits or having to tell bank tellers what you plan to do with your money?

Today, there is a new, better way to save and grow your wealth. Bitcoin is a powerful tool to help you achieve financial sovereignty for your family.

Next, why should anyone care to use bitcoin anonymously?

It’s a question you must ask before you dive in, because you have to practice privacy from the beginning if you want to be anonymous.

Well, are you okay with putting yourself at risk and enriching bureaucrats and criminals? With that in mind, the ONLY reasons for giving up your bitcoin anonymity are convenience and ease of use.

Privacy or convenience… What’s the better choice for your sovereign family?

Research bitcoin deeply and invest accordingly.

The Best Bitcoin Exchange in Canada and Europe

If you’re ready to buy Bitcoin, check out your nearest ATM or sign up for Bull Bitcoin (Canada, Europe and Mexico only).

Bull Bitcoin requires KYC, but they respect their customers’ privacy and they only hold customer data as required by law (unlike some exchanges that over-regulate so that the government gives them a pat on the head or something).

Use my referral link to Bull Bitcoin for a 0.25% discount on all Bitcoin purchases (I will receive a small commission).
June 22, 2025